Maternity Health Insurance
Comprehensive coverage for motherhood journey
Maternity health insurance provides complete coverage for pregnancy, childbirth, and newborn care with cashless delivery options and comprehensive pre and post-natal benefits.
Key Benefits
Complete Maternity Care
Covers entire pregnancy journey from conception to delivery and post-natal care
Newborn Protection
Immediate coverage for newborn baby including congenital conditions
Cashless Delivery
Deliver at network hospitals without upfront payment worries
Complication Coverage
Protection against pregnancy-related complications and emergency situations
What's Covered
- Normal delivery and cesarean section
- Pre-natal consultations and tests
- Post-natal care for mother and baby
- Pregnancy complications and emergencies
- Newborn baby coverage for 90 days
- Congenital diseases in newborn
- Vaccination expenses for baby
- Lactation consultant fees
- Ambulance charges for delivery
- Room rent during hospitalization
What's Not Covered
- Pregnancy within waiting period
- Fertility treatments and IVF
- Surrogacy expenses
- Abortion (unless medically necessary)
- Cosmetic treatments post-delivery
- Routine baby care items
- Home delivery expenses
- Multiple pregnancies beyond twins
- Pregnancy due to artificial insemination
- Experimental treatments
Eligibility Criteria
Required Documents
- 1Filled application form
- 2Age and identity proof
- 3Marriage certificate
- 4Medical examination reports
- 5Gynecologist consultation reports
- 6Previous pregnancy history
- 7Income proof documents
- 8Address proof
Claim Process
Simple steps to understand the claim filing process
Pre-Authorization
Obtain pre-authorization from insurer before planned delivery
Hospital Admission
Get admitted to network hospital with insurance card
Cashless Treatment
Receive treatment with direct billing to insurance company
Discharge Process
Complete discharge formalities with minimal documentation
Frequently Asked Questions
Get answers to common questions about maternity health insurance
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