Senior Citizen Insurance

Specialized health coverage for elderly individuals

Senior citizen health insurance is designed for individuals above 60 years, covering age-related ailments and providing comprehensive medical protection.

Designed for 60+ age group
Coverage for age-related diseases
No medical test options available
Domiciliary treatment covered
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Key Benefits

Age-Specific

Plans designed for senior health needs

Easy Entry

Some plans don't require medical tests

Home Treatment

Domiciliary hospitalization covered

Holistic Care

AYUSH and alternative treatments covered

What's Covered

  • Hospitalization expenses
  • Pre and post hospitalization
  • Day care procedures
  • Domiciliary treatment
  • AYUSH treatments
  • Cataract surgery
  • Joint replacement
  • Cardiac procedures

What's Not Covered

  • Pre-existing diseases (waiting period)
  • Dental treatments
  • Cosmetic procedures
  • Hearing aids and spectacles
  • Congenital conditions

Eligibility Criteria

Minimum Age60 years
Maximum Age80 years
Renewal AgeLifetime
Waiting Period
30 days initial, 2-4 years pre-existing

Required Documents

  • 1
    Proposal form
  • 2
    Age proof
  • 3
    Identity proof
  • 4
    Medical test reports
  • 5
    Previous policy documents
  • 6
    Photographs

Claim Process

Simple steps to understand the claim filing process

1

Hospitalization

Inform insurer about admission

2

Cashless Request

Submit pre-authorization form

3

Treatment

Receive treatment at network hospital

4

Settlement

Direct settlement or reimbursement

Frequently Asked Questions

Get answers to common questions about senior citizen insurance

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