Comprehensive Car Insurance

Complete protection for your vehicle and more

Comprehensive car insurance provides complete protection for your vehicle against accidents, theft, natural disasters, and third-party liabilities with extensive coverage benefits.

Complete vehicle protection against all risks
Third-party liability coverage included
Natural disaster and theft protection
Personal accident cover for owner-driver

Key Benefits

Complete Protection

Covers your vehicle against accidents, theft, fire, and natural disasters

Third-Party Coverage

Legal liability coverage for third-party property damage and injury

Cashless Repairs

Get your vehicle repaired at network garages without upfront payment

Roadside Assistance

24/7 emergency assistance including towing, battery jump-start, and fuel delivery

What's Covered

  • Accident damage to your vehicle
  • Theft and burglary of vehicle
  • Fire and explosion damage
  • Natural disasters (flood, earthquake, cyclone)
  • Man-made disasters (riots, strikes, terrorism)
  • Third-party property damage
  • Third-party bodily injury and death
  • Personal accident cover for owner-driver
  • Legal liability coverage
  • Emergency transportation costs

What's Not Covered

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damage due to driving under influence
  • Using vehicle for commercial purposes (if not declared)
  • Nuclear risks and war
  • Consequential losses
  • Depreciation on parts
  • Damage to tyres and tubes (unless vehicle is damaged)
  • Loss of personal belongings
  • Driving without valid license

Eligibility Criteria

Minimum Age18 years
Maximum Age75 years
Renewal AgeNo upper limit
Waiting Period
No waiting period

Required Documents

  • 1
    Filled proposal form
  • 2
    Vehicle registration certificate
  • 3
    Driving license
  • 4
    Previous insurance policy (for renewal)
  • 5
    Vehicle inspection report (for old vehicles)
  • 6
    Purchase invoice (for new vehicles)
  • 7
    Pollution Under Control (PUC) certificate
  • 8
    Passport size photographs

Claim Process

Simple steps to understand the claim filing process

1

Immediate Action

Ensure safety, inform police if required, and contact insurance company

2

Documentation

Submit claim form with required documents and photographs

3

Vehicle Inspection

Insurance surveyor inspects the vehicle and assesses damage

4

Repair Authorization

Get repair authorization and choose between cashless or reimbursement

5

Settlement

Claim settled after repair completion and final inspection

Frequently Asked Questions

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