Specific Health Conditions Insurance

Coverage for pre-existing and specific medical conditions

Specialized health insurance plans designed for individuals with specific health conditions like diabetes, hypertension, or heart disease.

Coverage for pre-existing conditions
Diabetes-specific plans available
Heart condition coverage
Hypertension management included
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Key Benefits

Condition Coverage

Get covered despite existing health conditions

Health Management

Regular monitoring and check-ups included

Wellness Support

Access to disease management programs

No Rejection

Designed for people with health conditions

What's Covered

  • Hospitalization for declared conditions
  • Related complications
  • Regular health check-ups
  • Medication costs (some plans)
  • Day care procedures
  • Pre and post hospitalization

What's Not Covered

  • Undisclosed conditions
  • Cosmetic treatments
  • Non-related ailments (separate waiting)
  • Self-inflicted injuries
  • Experimental treatments

Eligibility Criteria

Minimum Age18 years
Maximum Age65 years
Renewal AgeLifetime
Waiting Period
Reduced for declared conditions

Required Documents

  • 1
    Proposal form
  • 2
    Medical history documents
  • 3
    Current treatment records
  • 4
    Diagnostic reports
  • 5
    Doctor's certificate
  • 6
    Identity proof

Claim Process

Simple steps to understand the claim filing process

1

Hospitalization

Inform insurer about admission

2

Documentation

Submit treatment records and bills

3

Verification

Insurer verifies against declared conditions

4

Settlement

Claim processed and settled

Frequently Asked Questions

Get answers to common questions about specific health conditions insurance

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