1 Cr Health Cover

₹1 Crore health coverage for complete peace of mind

Get ₹1 Crore health insurance coverage to protect against major medical expenses including critical illnesses, organ transplants, and prolonged treatments.

₹1 Crore health coverage
Protection against major medical expenses
Critical illness coverage included
Organ transplant coverage
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Key Benefits

Mega Coverage

₹1 Crore covers even the most expensive treatments

No Limits

No sub-limits on room rent or ICU charges

Critical Care

Covers cancer, heart surgery, organ transplants

Global Treatment

Option to get treated abroad for serious conditions

What's Covered

  • All hospitalization expenses up to ₹1 Crore
  • Critical illness treatments
  • Organ transplant costs
  • Cancer treatment including chemotherapy
  • Heart surgeries and procedures
  • Advanced medical procedures
  • Air ambulance
  • Second medical opinion

What's Not Covered

  • Pre-existing diseases (waiting period)
  • Cosmetic treatments
  • Experimental procedures
  • Self-inflicted injuries
  • Substance abuse related treatments

Eligibility Criteria

Minimum Age18 years
Maximum Age60 years
Renewal AgeLifetime
Waiting Period
30 days initial, 2-4 years pre-existing

Required Documents

  • 1
    Proposal form
  • 2
    Age and identity proof
  • 3
    Medical test reports
  • 4
    Income proof
  • 5
    Previous policy details

Claim Process

Simple steps to understand the claim filing process

1

Pre-Authorization

Get approval for planned hospitalization

2

Treatment

Receive treatment at network hospital

3

Documentation

Hospital submits bills to insurer

4

Settlement

Direct settlement with hospital

Frequently Asked Questions

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