Family Health Insurance

One policy for your entire family's health needs

Family floater health insurance covers your entire family under a single policy with shared sum insured, making it cost-effective and convenient.

Single policy covers entire family
Shared sum insured among members
Cost-effective compared to individual policies
Cashless treatment at network hospitals
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Key Benefits

Family Coverage

Protect spouse, children, and parents under one policy

Cost Effective

Lower premium than multiple individual policies

Easy Management

Single policy, single renewal, single premium

Comprehensive

All family members get same coverage benefits

What's Covered

  • Hospitalization for all family members
  • Pre and post hospitalization expenses
  • Day care procedures
  • Maternity benefits (with waiting period)
  • Newborn baby coverage
  • Ambulance charges
  • Domiciliary treatment

What's Not Covered

  • Pre-existing diseases (waiting period)
  • Cosmetic procedures
  • Self-inflicted injuries
  • Non-allopathic treatments (unless specified)
  • Experimental treatments

Eligibility Criteria

Minimum Age0 years
Maximum Age65 years
Renewal AgeLifetime
Waiting Period
30 days initial, 9 months maternity

Required Documents

  • 1
    Proposal form
  • 2
    Age proof of all members
  • 3
    Identity proof
  • 4
    Address proof
  • 5
    Medical reports (if required)
  • 6
    Relationship proof

Claim Process

Simple steps to understand the claim filing process

1

Inform Insurer

Notify about hospitalization of family member

2

Choose Claim Type

Opt for cashless or reimbursement

3

Submit Documents

Provide bills and medical records

4

Claim Settlement

Amount settled from family's sum insured

Frequently Asked Questions

Get answers to common questions about family health insurance

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