Fire Insurance
Protection against fire and related perils
Fire insurance protects your home, property, and belongings against damage or loss caused by fire, lightning, explosion, and related perils.
Coverage against fire damage
Lightning and explosion coverage
Building and contents protection
Business interruption option
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Key Benefits
Property Protection
Covers building structure and contents
Multiple Perils
Fire, lightning, explosion all covered
Business Cover
Business interruption losses covered
Quick Settlement
Fast claim processing for fire damages
What's Covered
- Fire damage
- Lightning strikes
- Explosion damage
- Aircraft damage
- Riot and strike damage
- Storm and flood (with add-on)
- Building structure
- Contents and belongings
What's Not Covered
- Intentional fire
- War and nuclear risks
- Electrical/mechanical breakdown
- Theft during fire
- Loss of documents
- Consequential losses (unless covered)
Eligibility Criteria
Minimum Age18 years
Maximum AgeNo limit years
Renewal AgeAnnual renewal
Waiting Period
No waiting period
Required Documents
- 1Property documents
- 2Valuation certificate
- 3Identity proof
- 4Address proof
- 5Previous policy
Claim Process
Simple steps to understand the claim filing process
1
Report Fire
Inform fire department and insurer immediately
2
Documentation
Submit fire brigade report and damage photos
3
Survey
Surveyor assesses the damage
4
Settlement
Claim amount disbursed
Frequently Asked Questions
Get answers to common questions about fire insurance
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