Cancer/Critical Illness Cover

Lump sum payout for critical illness diagnosis

Critical illness insurance provides a lump sum payout upon diagnosis of specified critical illnesses like cancer, heart attack, or stroke.

Lump sum payout on diagnosis
Covers major critical illnesses
Cancer coverage at all stages
Heart attack and stroke coverage
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Key Benefits

Lump Sum

Receive entire sum assured on diagnosis

Flexible Use

Use money for treatment, income replacement, or any need

Cancer Cover

Comprehensive coverage for all cancer types

Income Protection

Replace lost income during recovery

What's Covered

  • Cancer (all stages)
  • Heart attack
  • Stroke
  • Kidney failure
  • Major organ transplant
  • Coronary artery bypass
  • Paralysis
  • Multiple sclerosis

What's Not Covered

  • Pre-existing critical illnesses
  • Illnesses diagnosed within waiting period
  • Self-inflicted conditions
  • HIV/AIDS related illnesses
  • Conditions due to substance abuse

Eligibility Criteria

Minimum Age18 years
Maximum Age65 years
Renewal AgeUp to 75 years
Waiting Period
90 days from policy start

Required Documents

  • 1
    Proposal form
  • 2
    Age proof
  • 3
    Identity proof
  • 4
    Medical test reports
  • 5
    Income proof
  • 6
    Photographs

Claim Process

Simple steps to understand the claim filing process

1

Diagnosis

Get diagnosed by qualified medical professional

2

Claim Filing

Submit diagnosis reports and claim form

3

Verification

Insurer verifies diagnosis and policy terms

4

Payout

Lump sum amount transferred to your account

Frequently Asked Questions

Get answers to common questions about cancer/critical illness cover

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