1 Cr Term Plan
₹1 Crore life coverage for complete family security
Get ₹1 Crore term life insurance coverage at affordable premiums to ensure your family's financial security and lifestyle maintenance.
₹1 Crore life coverage
Premiums starting from ₹500/month
Comprehensive family protection
Multiple payout options available
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Key Benefits
High Coverage
₹1 Crore coverage ensures family maintains lifestyle
Low Premium
Affordable monthly premiums for high coverage
Instant Policy
Get policy issued within minutes online
Flexible Payout
Choose lump sum or monthly income payout
What's Covered
- ₹1 Crore death benefit
- Terminal illness benefit
- Accidental death benefit
- Critical illness cover option
- Income replacement benefit
What's Not Covered
- Suicide within first year
- Death due to undisclosed pre-existing conditions
- Participation in criminal activities
- War and nuclear risks
Eligibility Criteria
Minimum Age18 years
Maximum Age60 years
Renewal AgeUp to 80 years
Waiting Period
No waiting period
Required Documents
- 1Proposal form
- 2Age and identity proof
- 3Income documents
- 4Medical test reports
- 5Photographs
Claim Process
Simple steps to understand the claim filing process
1
Claim Intimation
Inform insurer about the unfortunate event
2
Submit Documents
Provide death certificate and policy documents
3
Claim Processing
Insurer verifies and processes the claim
4
Payout
₹1 Crore disbursed to nominee
Frequently Asked Questions
Get answers to common questions about 1 cr term plan
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