Term Life Insurance

Pure life protection at affordable premiums

Term life insurance provides financial security to your family in case of your untimely demise, offering high coverage at low premiums.

High life coverage at affordable premiums
Financial protection for your family
Flexible policy terms from 10 to 40 years
Tax benefits under Section 80C and 10(10D)
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Key Benefits

Affordable Premiums

Get high coverage at the lowest possible premium rates

Family Security

Ensure your family's financial stability in your absence

Tax Benefits

Save tax on premiums paid under Section 80C

Flexible Terms

Choose policy term that suits your financial goals

What's Covered

  • Death benefit to nominee
  • Terminal illness benefit
  • Accidental death benefit (with rider)
  • Critical illness cover (with rider)
  • Waiver of premium on disability

What's Not Covered

  • Suicide within first year of policy
  • Death due to pre-existing conditions (if not disclosed)
  • Death due to participation in hazardous activities
  • Death due to war or nuclear events

Eligibility Criteria

Minimum Age18 years
Maximum Age65 years
Renewal AgeUp to 85 years
Waiting Period
No waiting period

Required Documents

  • 1
    Filled proposal form
  • 2
    Age proof (Aadhaar/PAN/Passport)
  • 3
    Identity proof
  • 4
    Address proof
  • 5
    Income proof
  • 6
    Medical reports (if required)
  • 7
    Passport size photographs

Claim Process

Simple steps to understand the claim filing process

1

Intimation

Notify the insurance company about the claim

2

Documentation

Submit death certificate and policy documents

3

Verification

Insurance company verifies the claim

4

Settlement

Claim amount disbursed to nominee

Frequently Asked Questions

Get answers to common questions about term life insurance

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